A: A SIP allows individuals to invest a fixed amount into mutual funds at regular intervals, usually monthly or quarterly. Instead of investing a lump sum, SIP allows you to automate your investments over time, benefiting from rupee cost averaging, compounding, and discipline. It’s designed for anyone seeking to build wealth systematically, whether that’s young professionals starting, parents saving for education, or investors eyeing retirement.

A: When an investor buys a stock, part ownership in the form of a share is bought. If the business or enterprise happens to do well, the investor benefits by seeing an increase in the value of the share. The share can either be held or sold at a profit on the stock exchange. If the business does poorly, the value of the share declines, and the investor may lose some or all of the investment.