A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities. These investors may be retail or institutional. Mutual funds have advantages and disadvantages compared to direct investing in individual securities. Diversify your portfolio and save taxes with a wide range of mutual fund investment ideas and a host of world-class services offered by our experienced Samarth Investment Securities team. A careful selection of mutual fund investment plans can always fulfill your investment goals. All you need is a right Mutual Fund Consultant like Samarth Investment Securities.
Investing without the guidance and expertise of a financial consultant is risky. As a consultant we guide right from choosing well-suited mutual funds to enabling seamless management of your portfolio of diversified funds, our experts take care of your every need. Our fund managers guide you with in-depth information and research insights.
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You can start your investments in these funds with as low as ₹ 500. Therefore, you don't need large sums to start investing.
One of the key benefits of investing in these funds is that your money is managed by professional money managers who have years of investing experience.
It is the ease of buying and selling an investment. Mutual Funds offer superior liquidity compared to some of the other instruments as you can buy and sell them anytime you want.
Like any investment product, the performance of these funds are measured in terms of the kind of returns they deliver. Historically, mutual fund returns have been higher than the returns delivered by other traditional investment options like Bank FDs, RDs, PPF, etc.
There are multiple ways in which mutual funds can be categorized, for example, the way they are structured, the kind of securities they hold, their investment strategies, etc. The Securities and Exchange Board of India (SEBI) has classified mutual funds based on where they invest, some of which we have listed below.
1. Open-ended funds are mutual funds that allow you to invest and redeem investments at any time, i.e. they are perpetual in nature. They are liquid in nature and don’t come with a specific investment period.
2. Close-ended schemes have a fixed maturity date. You can only invest at the time of the new fund offer and redemption can only be done on maturity. You cannot purchase the units of a close-ended mutual fund whenever you please.
Equity Mutual Funds
Debt Mutual Funds
Hybrid Mutual Funds
Mutual funds let you access a wide mix of asset classes, including domestic and international stocks, bonds, and commodities.
Because a mutual fund buys and sells large amounts of securities at a time, its transaction costs are typically lower than what you would pay as an individual investor.
Buying mutual funds can be straightforward. Many banks & brokerage firms, have their own line of proprietary mutual funds as well as access to thousands of third-party funds.
You get the benefit of having a professional manager reviewing and researching the fund's portfolio on an ongoing basis.